Money Insurance
Scope of Cover
It covers claims arising out of errors, omissions, misstatements, misleading statements, neglect, breach of trust, cash/valuables in the premises, cash/valuables in transit, forgery, alteration, infidel activities of staffs or breach of duty among others.
Should one of your employees commit theft, fraud or dishonesty towards your company, Fidelity Guarantee insurance will protect you by compensating for any direct financial losses that may result from acts of dishonesty by your employees.
Holding cash in your business brings with it a host of risks, so it’s best to be covered for unexpected or unwanted events. Money Insurance covers your business for loss, damage or destruction of Cash In-Safe, Cash In-Transit and Cash On-Premises. These three categories can also be taken in isolation or stand-alone.
You can also take out additional cover or an extension to protect your business against loss, destruction or damage to any safe, strong room or caused by someone else during a theft or an attempted theft. You can again get cover for damage to clothing or personal effects sustained by you or your employees, by a person attempting to steal money from your business.
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Personal Accident
Scope of cover:
- Death
- Permanent Disability
- Temporary Total Disability
- Medical Expenses
You may also choose to add on the following extensions to your policy:
- Exposure – to elements, starvation and/or thirst
- Disappearance
- Burns Disfigurement
- Life support system (not less than 3 consecutive days)