Getting Insurance Quotes Made Simple
Our links with the top insurers in the country help us get multiple quotes for comparison within minutes. Our partner Insurance Brokers here can actually do these at no cost to you. Just place a call to any now.
Compare multiple companies
When you are shopping for insurance quotes to find the best rates/premium, and best fit for your needs, you need to obtain insurance quotes from multiple companies. It is better to get three or more quotes to compare before choosing.
Compare apples to apples when getting insurance quotes
It is better to compare identical amounts of coverage when obtaining online quotes, so you have an apples-to-apples comparison. If the limits or deductibles differ, you are not getting a real comparison.
Look beyond the premium of the policy
The premium you pay is a big deal, but also read reviews of policyholders to see what they say about things that matter. Such as customer service and claims…the company’s financial security and more. You want to make sure the insurer has the financial means to pay out claims if you have any.
Buy online insurance with confidence
After finding the company you prefer, finish the process by completing any required forms and purchase the policy. Don’t forget to find out if the policy starts immediately or on a future date.
The Truth
Insurance Companies calculate their rates/premiums differently and the difference most times are huge. The only way to know you’ve got the best deal is to compare.
Save Time and Money
We give you multiple insurance quotes to compare at once, side by side. Select the policy that makes the most sense for you.
On how much you can save depends on the type of policy you are comparing, as well as a wide range of personal and policy-specific variables, but when it comes to motor insurance, our research shows that more than 60% of clients are able to save from GH¢100s to GH¢1,000s after comparing multiple quotes.
Keep Saving
We’ll keep you up to date on potential savings to make sure you’re always paying the lowest available rate/premiums at the right cover.
Note: These go for all the other sectors of services / products in offering on this platform.
- We not only get you the best premiums, but also the best benefits, all simplified.
- All transactions on this platform are digital and transparent.
- We have the experts in the business to guide you on plans and policies.
- We respect your time and your investment.
- We deliver to you door step where applicable through our partner insurance brokers here.
Quotationhouse.com works with multiple insurance companies and you might receive the same quote from each of them whether you get that quote via our platform or by going to each one directly.
In addition, you should be able to get quotes from a much wider range of insurance providers when you use our platform, which makes it most likely that you’ll find a cheaper quote.
Most people aren’t likely to get individual quotes directly from a numerous insurance companies when they’re ready to take out a policy, but you can do just that (and do it in a matter of minutes) when you use Quotationhouse.com to compare insurance providers and their quotes.
No matter how much you’re quoted, though, you shouldn’t accept your current insurance provider’s renewal quote until you’ve compared prices and extent of coverage from a wide range of other providers…that way you’ll be much more likely to find a suitable policy at a truly competitive price.
From our experience, most clients have been able to save from GH¢100s to GH¢1,000s after comparing their renewal quote/ premium to 3 or more others.
Buying policy online is easy, smart and time saving. You can search as many policies online without the manipulation of unnecessary officers. Once you have gotten the options, you can compare among them and choose the best in terms of price and coverage.
Quotationhouse.com has made it easy for you to get multiple quotes within minutes online via its platform by just a click of button on your device to compare side-side before choosing.
Buying an insurance policy is a serious commitment. It is a long-term investment that you need to carefully think about. It will serve as a security for you and your loved ones which is why you should explore all the options before you finally decide the policy that you want to buy.
Here are some of the things that you need to consider before choosing an insurance plan and for that matter company:
- The reputation of the insurance company
- Compare the benefits and coverage of their policies.
- Is it the right type for your needs?
- What is the claims settlement ratio?
- Terms and Conditions of their policies.
- Policy serving and claims handling (are they prompt and efficient).
- If you are ready to explore your options, then let the experts assist you!
Our partner Insurance Brokers here will assist at no cost to you!
- First, understand your requirements (future financial needs, your child’s education, marriage, or some other requirement).
- Second, calculate how much premium you can pay every month or quarterly or half-yearly or annually.
- See what benefits the Plan gives (each insurance company gives different benefits, so compare).
- Decide on the tenure of the Plan.
- See whether it is value for your hard earned money.
- Decide the Sum Assured, the more the sum assured, the more the benefits.
- Read the Terms and Conditions of the Plan.
- Find out how prompt the insurance company is in settlement of claims for the plan.
An example; If a motorist had a car insurance policy that has a policy excess of 10% and files in a claim for damage to his/her vehicle amounting to GH¢10,000, he/she would have to cover the first GH¢1,000 (ie.10% of the claim amount), with the insurer covering the remaining GH¢9,000.
It is possible to opt for zero excess or buy the excess off…however; the insurer has the prerogative in accepting or even increase it depending on the risk in question.
General Insurance – General Insurance provides financial security and protection for your movable & immovable assets and investments. It could be your house, vehicle, office assets, business operations, personal belongings, etc.
Types: Motor Insurance, Travel Insurance, Home Insurance, Personal Liability, Business Insurance, Property Insurance and more.
Life Insurance – Life Insurance plan(s) pays a certain amount of money (lump sum or part) to the insured person as per the plan term or to his or her beneficiary in the event of the death of the insured. Types: Term Plans, Income Replacement, Child Plans, Retirement Plans, Tax Saving Plans, Money-Back Plans, Monthly Income Plans, Funeral Plans, Short Term Guarantee Plans, Systematic Investment Plans and more.
Health Insurance – Health Insurance gives coverage for the insured’s medical or hospital expenses.
This assures that you and your family will have enough money to pay for expenses if ever you get ill and are hospitalized. Types: Individual Health Plans, Family Health Plans, Corporate or Group Health Plans, Critical Illness Plans, Preventive Health Plans and more.
Micro-insurance – Micro-insurance as the name suggests, encompasses of life, health and general insurance but offers coverage to low-income households or individuals who have little savings. It is tailored specifically for lower valued assets and compensation for illness, injury or death. Some of these risks include agricultural insurance, insurance for theft or fire, health insurance, term life insurance, death insurance, disability insurance and insurance for natural disasters and more.
Can’t find what you’re looking for?
Or view a list of all our insurance products
Staying in touch with you
We’d like to stay in touch with you so we can remind you when your next renewal is due and, from time to time, let you know about new services from Quotationhouse.com