by kwadwocode | Feb 6, 2020 | Insurance
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment, or whole life policies. It was simple, you paid a high, set premium, and the insurance company guaranteed the death...
by kwadwocode | Feb 6, 2020 | Insurance
Whole Life vs. Universal Life Insurance: An Overview Whole life insurance caters to long-term goals, offering consumers consistent premiums and guaranteed cash value accumulation. Universal life insurance gives consumers flexibility in the premium payments, death...
by kwadwocode | Feb 6, 2020 | Insurance
As part of the Affordable Care Act, the Health Insurance Marketplace (or “Exchange”) opened again for business on Nov. 1, 2015, when Open Enrollment for 2016 healthcare coverage began. The Marketplace is an online, one-stop shopping experience for health coverage...
by kwadwocode | Feb 6, 2020 | Insurance
Learn the ways to minimize what you have to pay TABLE OF CONTENTS EXPAND The Health Insurance Marketplace Essential Health Benefits When to Apply for Coverage Getting Started in the Marketplace Comparing Health Plans Lowering Marketplace Costs Estimating Your Subsidy...
by kwadwocode | Feb 6, 2020 | Insurance
What Is a Health Insurance Premium? A health insurance premium is an upfront payment made on behalf of an individual or family in order to keep their health insurance policy active. Premiums are typically paid monthly when purchased on the individual market, although...
by kwadwocode | Feb 6, 2020 | Insurance
Thinking of purchasing new life insurance? Before you make a commitment, it’s important to understand how the annual premium for a policy is determined. Playing the biggest role in how much you’ll pay: how old you are. Your age is the primary factor influencing...
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